25 years of financial crime — how fraud evolved, every type operating today, and exactly how to stop it. Written by senior financial-security specialists for Australian businesses that move money.
A genuinely useful field guide — the kind of knowledge that usually stays locked inside a fraud team.
25 years on the front line — from magnetic-stripe skimming and EMV, through data breaches and account takeover, to real-time-payment APP scams, crypto and AI-enabled fraud.
Every threat operating today — CNP fraud, card testing, chargeback and first-party fraud, ATO, synthetic identity, APP scams, BEC, mules, laundering, crypto fraud, refund abuse, collusion and insider fraud — with the tell-tale signals of each.
The prevent → detect → investigate → recover model, detection engineering and tuning, real-time transaction monitoring, fund tracing and forensics, incident response, and a full self-assessment checklist.
The threats and the defences that matter most for banks, fintech & payments, crypto exchanges, e-commerce and gaming.
A concrete, staged plan — assess exposure, tune detection, build tracing and recovery readiness — that you can start on Monday.
Where fraud and defence go next — AI on both sides, embedded finance, and why static controls are finished.
If the checklist surfaced gaps, that's exactly what we fix. Talk to a senior specialist for a straight read on where you stand.